I've been reading a lot of financial news, trying to figure out what all the crap going on will ultimately mean to us in the long run. It's hard to gauge because, of course, there are the people on one end of the spectrum FUH-REAKING out and then the others who are so blase about it.
However, I have learned I'm glad about some things.
I'm glad when we re-financed the house three years ago that we only took what we needed to pay off the cars and the big debt. So our mortgage isn't more than our house worth.
I'm glad that we're pretty content to stay where we are. It helps that Harford Rd. is having an
awesome restaurant resurgence. (That last, by the way, is owned by the lady who did our wedding cake. If you were lucky enough to have any, I BET you'll want to try out her other stuff!)
I'm glad that I bought Mortimer this spring -- if I'd waited, I might not have been able to get the financing for him. My credit is pretty stellar, but in this market, things are so wacky. And I didn't have that much to put down, even with a trade-in. I'm pretty glad I listened to my intuition to buy sooner rather than wait any longer.
I'm sort of glad that we have the money we'd need to pay off our credit card debt right now. I'm not so thrilled that we have the debt in the first place, but at least it's minor.
I'm glad that I have to really wrestle with the idea of a $4 splurge for afternoon coffee -- it suggests that I'm not quite the material-driven person I fear I am when I think about how far we've come in the 3 years since that re-financing. And I'm also glad that I don't seem to have spoiled my kid as she doesn't really have a "Gimme" personality.
And lastly, I'm really glad that I know how to cook and that we like rice and beans. Because, hey, if things really go belly up, we've got a ton of dried beans that will last us a while.